12-Week Learning Plan: ISO 20022 + EDI Mastery

 Here is a structured 12-week learning plan to master ISO 20022 and EDI, ideal for professionals in banking, fintech, or integration roles.

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📆 12-Week Learning Plan: ISO 20022 + EDI Mastery

🔹 Phase 1: Foundations (Weeks 1–3)

Week 1: Introduction to EDI

• 📘 Learn EDI basics: syntax, standards (X12, EDIFACT)

• 🛠 Tools: Explore sample EDI files (e.g., EDI 820, 850)

• 📹 Watch: YouTube tutorials on EDI processes

Week 2: EDI in Banking

• Learn banking-specific EDI transactions (EDI 820, 823, 822)

• Understand ACH, SWIFT MT, SEPA basics

• Explore tools like IBM Sterling B2B Integrator (optional hands-on)

Week 3: Introduction to ISO 20022

• 📘 Read ISO 20022 overview from www.iso20022.org

• Understand message structure: Business Application Header, Document

• Study key message categories: pain, pacs, camt

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🔹 Phase 2: Core ISO 20022 Messages (Weeks 4–6)

Week 4: Payment Initiation

• Study pain.001 (Customer Credit Transfer)

• Compare with EDI 820 / SWIFT MT103

• Try converting a CSV invoice into pain.001 XML

Week 5: Status & Returns

• Understand pain.002 (Payment Status)

• Learn pacs.004 (Return of payment)

• Use real-world examples like rejected vendor payments

Week 6: Interbank Transfers

• Deep dive into pacs.008 (FI to FI Customer Transfer)

• Explore pacs.002 (FI Status Report)

• Analyze SWIFT MX migration (from MT to ISO 20022)

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🔹 Phase 3: Cash Management (Weeks 7–8)

Week 7: Bank Statements & Notifications

• Study camt.052 (Intraday Report), camt.053 (Statement), camt.054 (Credit/Debit Notification)

• Simulate customer reconciliation using camt.054

Week 8: Direct Debits & Mandates

• Learn pain.008 (Direct Debit Initiation)

• Study SEPA mandates (pain.009, pain.010)

• Explore business cases (e.g., subscription billing)

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🔹 Phase 4: Integration & Mapping (Weeks 9–10)

Week 9: Mapping & Transformation

• Learn XML to EDI conversion (e.g., pain.001 ↔ EDI 820)

• Tools: Altova MapForce, MuleSoft, Dell Boomi, BizTalk

• Practice transforming ERP data to ISO 20022 XML

Week 10: APIs & Real-time EDI

• Learn REST/SOAP API integration for ISO messages

• Explore real-time transaction use cases (e.g., API-based camt.054)

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🔹 Phase 5: Advanced Concepts (Weeks 11–12)

Week 11: Security, Compliance, and Validation

• Study message validation (XSD schemas)

• Learn about PGP encryption, digital signatures, TLS

• Understand compliance standards: GDPR, PSD2, FATF

Week 12: Practice & Certification

• Build an end-to-end flow (e.g., payment + reconciliation)

• Consider certification: SWIFT ISO 20022, IBM EDI, MuleSoft

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🧰 Suggested Tools & Resources

Message Repository	www.iso20022.org, SWIFT MyStandards

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✅ Outcomes by End of Week 12

• Confidently read, create, and troubleshoot ISO 20022 messages

• Map EDI ↔ ISO 20022 formats

• Design EDI/ISO integration flows

• Be job-ready for roles in banking integration, fintech, or B2B systems

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