12-Week Learning Plan: ISO 20022 + EDI Mastery

 Here is a structured 12-week learning plan to master ISO 20022 and EDI, ideal for professionals in banking, fintech, or integration roles.

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📆 12-Week Learning Plan: ISO 20022 + EDI Mastery

🔹 Phase 1: Foundations (Weeks 1–3)

Week 1: Introduction to EDI

• 📘 Learn EDI basics: syntax, standards (X12, EDIFACT)

• 🛠 Tools: Explore sample EDI files (e.g., EDI 820, 850)

• 📹 Watch: YouTube tutorials on EDI processes

Week 2: EDI in Banking

• Learn banking-specific EDI transactions (EDI 820, 823, 822)

• Understand ACH, SWIFT MT, SEPA basics

• Explore tools like IBM Sterling B2B Integrator (optional hands-on)

Week 3: Introduction to ISO 20022

• 📘 Read ISO 20022 overview from www.iso20022.org

• Understand message structure: Business Application Header, Document

• Study key message categories: pain, pacs, camt

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🔹 Phase 2: Core ISO 20022 Messages (Weeks 4–6)

Week 4: Payment Initiation

• Study pain.001 (Customer Credit Transfer)

• Compare with EDI 820 / SWIFT MT103

• Try converting a CSV invoice into pain.001 XML

Week 5: Status & Returns

• Understand pain.002 (Payment Status)

• Learn pacs.004 (Return of payment)

• Use real-world examples like rejected vendor payments

Week 6: Interbank Transfers

• Deep dive into pacs.008 (FI to FI Customer Transfer)

• Explore pacs.002 (FI Status Report)

• Analyze SWIFT MX migration (from MT to ISO 20022)

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🔹 Phase 3: Cash Management (Weeks 7–8)

Week 7: Bank Statements & Notifications

• Study camt.052 (Intraday Report), camt.053 (Statement), camt.054 (Credit/Debit Notification)

• Simulate customer reconciliation using camt.054

Week 8: Direct Debits & Mandates

• Learn pain.008 (Direct Debit Initiation)

• Study SEPA mandates (pain.009, pain.010)

• Explore business cases (e.g., subscription billing)

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🔹 Phase 4: Integration & Mapping (Weeks 9–10)

Week 9: Mapping & Transformation

• Learn XML to EDI conversion (e.g., pain.001 ↔ EDI 820)

• Tools: Altova MapForce, MuleSoft, Dell Boomi, BizTalk

• Practice transforming ERP data to ISO 20022 XML

Week 10: APIs & Real-time EDI

• Learn REST/SOAP API integration for ISO messages

• Explore real-time transaction use cases (e.g., API-based camt.054)

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🔹 Phase 5: Advanced Concepts (Weeks 11–12)

Week 11: Security, Compliance, and Validation

• Study message validation (XSD schemas)

• Learn about PGP encryption, digital signatures, TLS

• Understand compliance standards: GDPR, PSD2, FATF

Week 12: Practice & Certification

• Build an end-to-end flow (e.g., payment + reconciliation)

• Consider certification: SWIFT ISO 20022, IBM EDI, MuleSoft

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🧰 Suggested Tools & Resources

Message Repository	www.iso20022.org, SWIFT MyStandards

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✅ Outcomes by End of Week 12

• Confidently read, create, and troubleshoot ISO 20022 messages

• Map EDI ↔ ISO 20022 formats

• Design EDI/ISO integration flows

• Be job-ready for roles in banking integration, fintech, or B2B systems

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EDI Flow Automobile Sector - ANSI X12

 Here’s a comprehensive breakdown of all major EDI flows typically used in the automobile sector, organized by business function and transaction type. 

These transactions support seamless Just-In-Time (JIT), lean manufacturing, and global supply chain integration.

Complete EDI Flow in Automobile Sector

1. Planning & Forecasting

830  => Forecast Schedule   => Long-term material planning from OEM to supplier

862  => Shipping Schedule   => Short-term, JIT-based delivery instruction      

866  => Production Sequence => Real-time production line sequencing             

2. Order Management

850  => Purchase Order                              => OEM requests goods from supplier 

855  => Purchase Order Acknowledgment               => Supplier confirms PO receipt     

860  => PO Change Request - Buyer                   => OEM modifies existing PO         

865  => PO Change Acknowledgment                    => Supplier confirms PO change      

875  => Grocery PO (used in rare auto retail cases) => Alternate version of PO          

3. Shipping & Logistics

856  => Advance Ship Notice (ASN)     => Shipment info with carton, pallet, serial number details 

857  => Shipment and Billing Notice   => Combines ASN and Invoice                                 

204  => Motor Carrier Load Tender     => OEM to logistics provider – shipment details             

214  => Shipment Status Message       => Carrier provides updates in transit                      

215  => Motor Carrier Pickup Manifest => Pickup instructions                                      

211  => Bill of Lading                => Shipping instruction from supplier to carrier            

4. Receiving & Inventory

861     => Receiving Advice                        => Confirms receipt and condition of goods =>

944     => Warehouse Stock Transfer Receipt        => Goods received in a 3PL warehouse       =>

940/943 => Shipping Order/Warehouse Stock Transfer => Used in VMI/3PL processes               =>

5. Finance (Invoicing & Payment)

=> 810  => Invoice                 => Supplier to OEM billing                       

=> 820  => Remittance Advice       => OEM sends payment info                        

=> 812  => Credit/Debit Adjustment => Adjust billing (returns, shortages)           

=> 824  => Application Advice      => Payment, billing, or invoice issue resolution 

6. Quality, Warranty & Returns

180  => Return Merchandise Authorization                => For warranty/defective parts return                   

849  => Response to Product Transfer Account Adjustment => Used for returns, defects, overages                   

867  => Product Transfer and Resale Report              => Used for indirect sales or consignment tracking       

888  => Item Maintenance                                => Update parts catalog, often used in aftermarket flows 

7. Supplier Performance & Compliance

997  => Functional Acknowledgment     => Confirms EDI transmission receipt                            =>

824  => Application Advice            => Indicates issues with received documents                     =>

999  => Implementation Acknowledgment => Validates syntax of EDI message (replaces 997 in some cases) =>

Example End-to-End Scenario

1. OEM sends 830 (Forecast) → Supplier

2. OEM follows with 850 (PO) and 862 (Shipping Schedule)

3. Supplier replies with 855 (PO Ack) and 856 (ASN)

4. Logistics provider gets 204 (Load Tender)

5. Upon receipt, OEM sends 861 (Receiving Advice)

6. Supplier sends 810 (Invoice) → OEM replies with 820 (Payment)

7. Any issues? → Use 824 (Application Advice) or 812 (Credit Memo)

EDI -VDA flow in Automobile Sector

Step-by-Step Automobile EDI Flow with Transaction Dependencies

1. Forecast Sharing

Transaction: 830 (Planning Schedule) / VDA 4905

From: OEM  Supplier

Purpose: Long-term forecast for raw material & production planning

Leads to:

 850 (Purchase Order) / VDA 4901

 862 (Shipping Schedule) / VDA 4915 for JIT

2. Purchase Order

Transaction: 850 (PO) / VDA 4901

From: OEM  Supplier

Purpose: Confirms quantity, pricing, and delivery window

Leads to:

 855 (PO Acknowledgment) / VDA 4906

3. PO Acknowledgment

Transaction: 855 / VDA 4906

From: Supplier  OEM

Purpose: Confirms acceptance or change request

Leads to:

 862 (Shipping Schedule) / VDA 4915 for just-in-time calls

 Prepares for production and shipping

4. JIT Delivery / Call-Off Schedule

Transaction: 862 (Shipping Schedule) / VDA 4915

From: OEM  Supplier

Purpose: Detailed delivery times and sequences (daily/weekly)

Leads to:

 856 (ASN) / VDA 4917

 204/211 if logistics arranged by OEM

5. Advance Ship Notice (ASN)

Transaction: 856 / VDA 4917

From: Supplier  OEM

Purpose: Notifies OEM that goods have shipped, with packaging info

Leads to:

 861 (Receiving Advice) / VDA 4939

 810 (Invoice) / VDA 4908

 214 (Shipment Status) by carrier

6. Carrier Load Tender & Pickup

Transaction: 204 (Load Tender) / VDA 4913

From: OEM  Carrier

Purpose: Arrange pickup from supplier

Transaction: 211 (Bill of Lading) / VDA 4916

From: Supplier  Carrier

Leads to:

 214 (Shipment Status) from carrier

 856 (ASN) & 861 (Receiving Advice) as goods move

7. Shipment Status Updates

Transaction: 214 / VDA 4931

From: Carrier  OEM

Purpose: Provide real-time location/status of shipment

Supports:

 Accurate receiving planning

 ASN validation

8. Goods Receipt Confirmation

Transaction: 861 (Receiving Advice) / VDA 4939

From: OEM  Supplier

Purpose: Confirms quantity, packaging, condition of delivered goods

Leads to:

 820 (Payment) / VDA 4911

 Triggers invoice match/approval process

9. Invoice

Transaction: 810 (Invoice) / VDA 4908

From: Supplier  OEM

Purpose: Request payment for delivered goods

Leads to:

 820 (Payment) / VDA 4911

 May be preceded by 856 ASN and matched with 861 Receipt

10. Payment Advice

Transaction: 820 / VDA 4911

From: OEM  Supplier

Purpose: Provides payment information for processed invoice

11. Exceptions / Returns (If Needed)

Transactions:

812 (Credit/Debit Adjustment) / VDA 4910/4909

180 (Return Authorization) / VDA 4926

Leads to:

Shortages or overages

Defective items

Payment errors

Here's a detail list of all major VDA EDI flows used in the automobile sector. 

# 1. Planning & Forecasting

4905    => Delivery Forecast (Lieferabruf) – Longterm scheduling                

4915    => JIT Delivery Schedule (Feinabruf) – Shortterm or daily delivery needs

4994    => Capacity Planning Request                                            

# 2. Order Management

4901    => Order (Purchase Order)

4906    => Order Confirmation    

4903    => Order Change          

4904    => Order Cancellation    

# 3. Shipping & ASN

4913    => Shipping Instruction                         

4916    => Transport Notification                       

4917    => Advance Shipping Notice (ASN / Liefermeldung)

4921    => Freight Bill (Shipping Invoice)              

4931    => Transport Data for Shipment Monitoring       

# 4. Goods Receipt & Inventory

4939    => Goods Receipt Notification                      

4941    => Stock Level Notification                        

4943    => Inventory Report                                

4922    => Empty Container Management (Empties Return Data)

# 5. Finance (Invoicing & Payment)

4908    => Invoice         =>

4909    => Credit Note     =>

4910    => Debit Note      =>

4911    => Payment Advice  =>

# 6. Quality, Warranty & Inspection

4902    => Inspection Results (e.g., Initial Sample Test Reports) 

4912    => Complaint Report                                       

4933    => Rework Report                                          

4926    => Warranty Return Notification                           

# 7. Master Data & Catalog

4907    => Parts Master Data     

4914    => Supplier Master Data  

4951    => Price Catalog         

4955    => Packaging Instruction 

# 8. Performance & Compliance

4920    => Supplier Evaluation Report    

4919    => KPIs / Performance Data       

4961    => Consignment Stock Report      

4971    => Delivery Confirmation Summary 

EDI - Automobile Sector with Stake Holders

 Here's a comprehensive, step by step EDI transaction flow in the automobile sector, covering all key stakeholders:

1. Forecasting & Planning

1  Manufacturer → Supplier  Share production forecast  "830 (Planning Schedule)"  "4905" 

2. Ordering

2  Manufacturer → Supplier  Issue purchase order  "850 (Purchase Order)"  "4901" 

3  Supplier → Manufacturer  Confirm PO  "855 (PO Acknowledgment)"  "4906" 

4  Manufacturer → Supplier  Issue JIT schedule  "862 (Shipping Schedule)"  "4915" 

3. Transportation Planning

5  Manufacturer → Carrier  Tender transport request  "204 (Load Tender)"  "4913" 

6  Carrier → Manufacturer  Respond to tender  "990 (Tender Response)"  (None) 

7  Supplier → Carrier  Shipping details (BOL)  "211 (Bill of Lading)"  "4916" 

4. Shipment & Logistics

8  Supplier → Manufacturer  Notify goods being shipped (ASN)  "856 (ASN)"  "4917" 

9  Carrier → Manufacturer  Shipment tracking  "214 (Shipment Status)"  "4931" 

10  Manufacturer → Supplier  Confirm goods receipt  "861 (Receiving Advice)"  "4939" 

5. Invoicing & Payments

11  Supplier → Manufacturer  Send invoice  "810 (Invoice)"  "4908" 

12  Manufacturer → Bank  Initiate payment  "820 (Payment Order)"  (Bank format or "4911") 

13  Bank → Supplier  Confirm payment  "823 (Lockbox)" / "820"  "4911" 

6. Exception Handling (Optional)

14  Manufacturer → Supplier  Report defects/returns  "180 (Return Auth)" / "812 (Credit/Debit)"  "4926", "4909" 

15  Supplier → Manufacturer  Return acknowledgment or credit note  "812 (Credit/Debit)"  "4909" 

7. Master Data Exchange

16  Manufacturer ↔ Supplier  Sync material, vendor, location info  "832 (Catalog)" / "846 (Inventory)"  "4907", "4914" 

8. Bank Reconciliation & Compliance

17  Manufacturer → Bank  Statement requests or reconciliation  "822 (Account Statement)"  Bank format 

18  Manufacturer ↔ Authorities  Customs / regulatory filings  "824", "997", "824"  (Countryspecific VDA/custom formats) 

Stakeholderwise EDI Summary

 Manufacturer   830, 850, 862, 204, 820                      

 Supplier       855, 856, 810, 812, 861                      

 Carrier        204, 990, 211, 214                           

 Bank           820, 823, 822                                

 Government     824 (error reports), 997 (ack), customs docs 

 Warehouse/3PL  940 (Shipping Order), 945 (Confirmation)     

EndtoEnd Flow: Overview

1. Planning: "830" →

2. Ordering: "850" → "855" →

3. JIT: "862" →

4. Shipping: "856" → "214" → "861" →

5. Invoicing: "810" →

6. Payment: "820" → "823/822"

7. Exceptions: "812" / "180" (if needed)